Carl was always telling himself that what he did was a victim less crime. He was a cracker, one of the best who had been hired by a bank to provide security for an attempt against another cyber attack from North Korea or whoever might try to steal their money and information on their clients.
The bank had provided the lawyer that had his jail term for hacking into the NSA reduced to a community service with the bank. They now paid him to protect the bank, which had hundreds of branches and employees around the world, from an attack by the NSA type agencies from Russia or wherever.
However for 2 years now Carl had been steal a small percentage from each transaction that the bank performed around the world. The bank security had pegged him as a young anarchist who wanted to rip up the Trump administration. However they were wrong, he was just a criminal. Money or information.
He was going to sell his hacking efforts to the Chinese but unfortunately their representative was on the FBI payroll and his photo, fingerprints and DNA were key to his arrest. Now he has amassed several billion dollars in an offshore account but what happens is he needs to get out of town before the bank get to him.
A man he met when in jail was a rogue geneticist who had developed a way for models to change their DNA. Instead of red hair coming out of a bottle he had created gene therapy which made the change permanent. The TGA, like the NSA on Carl, threw him in jail and wanted the key gone. He got three years before cutting off his GPS tracker and going underground.
When Carl catches up with Jack he asks for a new ID. Jack offers him three new identities:
Jennifer a blonde bombshell;
Winston a black man built like a young mike tyson;
Melanie a teen girl who is pregnant