As you sleepily kick your legs out further and further into the ocean dosing off your feet begin to change.
Your cute feet get larger and broader. Your toes merging together and spreading out becoming transparent, it felt like you had a dog licking your exposed sexy feet and you giggle in your sleep. The change spreads up your legs, making them scaly and covering them in fish slime.
You were unaware of this as you had completely fallen asleep by now, what’s left of your legs now kicking on there own. The changes spread up your body to your knees, the scales now changing to match the deep blue of your hair and eyes.
The blue scales stop there advance as they reached the sides of your hips, the scales stop around half way consuming your massive Loli ass, as though the scales have just as much trouble containing it as your old swimsuit did, only inverted now.
Speaking of inverted, this trend was continued on your front, the scales stop there advance on your front side after they passed your thicc thighs. They stopped forming a V shape just on the lower rim of your loli pussy, you could feel the scales at the rim of your most private area and let out a shuddering moan.
However the scales weren’t done yet, as they began to alter your loli hands as well. They started at the fingers, then working there way up your shoulders, they took away unused fat as they traveled, redistributing it into muscles to make you an even better swimmer than you already were, they changed your hands to have the same translucent webbing between them as your tail, and also gave you clear fins coming from your elbows. The scales on your arms didn’t stop spreading till atlast they reached your smooth shoulder. Finally completing the inverted one piece swimsuit look.
Then came the final change as gills were placed on your neck. They worked the magic of the sea, changing it so you now breathed water instead of air.
As you slept you found yourself drifting more and more below the waves. So your tail on auto pilot took you to your new home in the ocean.
...
You slowly crack your eyes open and yawn. Only to close your eyes again as the magnified sun burns your retinas. You let out a little groan. You still feel the water around you and rub your eyes.
You must have fallen asleep in the ocean again. Still this wasn’t the first time this happened so you don’t panic. You yawned a second time and opened your eyes again. Nothing to do now but make your way back to shor—-
...
You noticed the blue scaly hand with translucent webbing between the fingers that was rubbing your face like it thought it was your hand. You turn your head and see a second scaly hand also connect to your naked body.
You look down and see the mermaid tail replacing your legs just below your smooth exposed vigina. You wiggle the tail experimentally conforming that: ‘Yes, this was also yours now to.’
Your fish limbs make it look like your wearing some kind of inverted one piece swimsuit.
Your torso and (as far as you knew) face were still very human, with the exception of
gills.
You trail your scaly fingers along your fish tail, the feeling was causing your vigina to heat the water around it, eventually your cold fish fingers reached your human skin torso. The feeling of the freezing scales going along your still warm smooth skin was turning you on even more than the tail was. You turned around and see your still massive Loli ass half covered in blue fish scales and give it a passing squeeze with your cold webbed hands letting out a sexy loli moan that would get whoever was near you arrested immediately.
You grin to your self.
You were now a naked little girl mermaid.
You had dreamed of becoming a mermaid for as long as you could remember.
You swim off to start your new life in the ocean...