You exit the door to your house after getting your umbrella, and open it on the porch, as you head to the bus stop on the sidewalk. It was taking half of an hour to get to you, when all of a sudden, you feel the wind touch you, so you button your raincoat up after putting your umbrella down on the sidewalk.
Then without paying attention, the wind began to blow into your umbrella, causing you to panic, and try to catch it. While that happens though, you feel drops of water touch your hands, and legs as you find your umbrella flying away. It was going to be impossible to try, and fight the virus without staying dry, and without an umbrella you were basically doomed. Finally the bus arrived as you check yourself. The changes to your body were that your hair extended down to your neck, and you found orange scales on your legs.