You grab the object and inspect it. It turns out to be a golden statue of a mermaid, she is busty with long flowing hair an hour glass figure and a scaley tail. Whilst inspecting the statue you suddenly feel a jolt surge through your body before you feel light headed.
You're aware of a strange feeling in your body but its not until your scuba gear dissapears you're snapped back to reality. The next thing you notice is long flowing golden hair obscuring your vision. You pull the hair out of your eyes and look down at your body. The first thing you notice is that you're now naked, the second thing you notice is the atleast D-cup breast which had grown from your chest, and the final things you notice are your girly figure and sparkly blue mermaid tail. You panic drop the statue and swim to the surface.
Once on the surface of the water you inspect your new body once again.
"Whats happened to me?" You squeel in your now girlish voice.
Freaked out by whats happened you decide to swim for dry land and thinking through your options, you also decide that it'd be unwise to head to town in case someone saw you like this. After some thought you decide on swimming to one of the nearby unmanned islands so you can think this all through.