The female leprechaun appears in a shower of rainbow-colored sparkles, standing on your bathroom counter.
"Well, well, well," she says. "I forgot to mention that some residual magic gets attached to a leprechaun's gold. You've done turned into a combination of a leprechaun, and of the last person to catch me -- a fair colleen who wished to be a little girl again."
"How could you forget to mention that?!" you try to say angrily, but between your tears and your high voice, it sounds much more sad than angry.
"Now, ye should know that we little folk are a tricky bunch," she chides. "Dry your tears. I've given ye a second chance at childhood, and --"
You interrupt, "I don't want a second chance at childhood! I want to be an adult again!"
"All right, fine," says the leprechaun. She makes a gesture with her tiny arm, and you feel yourself tingling again. This time, it's like you're blowing up like a balloon, growing taller, your body expanding to adult size. But something's wrong -- your hips are widening too much, your waist is staying stubbornly narrow, and a triangle of red pubic hair has appeared, but there's still a vagina underneath it, becoming larger and growing fleshy labia. The final blow is the pair of small mounds that erupt from your chest.
You almost can't believe what you're seeing in the mirror. "No, come on, this isn't -- "
"What be the problem?" asks the leprechaun innocently. "Ye wanted to be an adult, and I made ye an adult -- a cute one at that, if I do say so meself. I even took the liberty of changing reality, so as far as all your friends and the whole rest of the world are concerned, you've always been like that."
"But I don't want to be like this!" you complain. "I want to be a man again!"
"Hold on there a second," says the leprechaun. "Making you an adult was a freebie because I didn't come clean with you about the effects of the gold. But anything else is gonna count as a wish, and to get one of those out of me, I'll be wanting me gold back." She makes a gesture, and the cauldron -- which you'd hidden in your bedroom closet -- now appears here in the bathroom, on the floor next to you. "And ye might think about the wording of your wish very carefully," she warns.
You look down at the iron pot full of gold coins. There's probably enough there that, with a few reasonable investments, you could live comfortably for the rest of your life. But then you look back at the mirror, at the green eyes and lightly freckled nose of the red- haired woman staring back at you. The leprechaun is right, you are pretty cute, but is the gold enough compensation for living the rest of your life as a female?