Heedless of the danger of entering a dragon's lair, you clamber over the rocks at the cave's mouth. The first chamber appears out of the gloom as your eyes adjust to the dimly lit interior. Looking around, you see huge stalagmites jutting out of the otherwise smooth floor.
"Dragons have hoards, and hoards have treasure," you reason, "I'll be stinkin' rich."
Walking forward, you find that the floor starts sloping downward, heading toward what you surmise is the heart of the mountain. Several minutes pass as you hike, you simply pass through a darker tunnel at the far side of the entrance chamber. You feel your way along the wall until you spot a glow coming from up ahead.
"Sweet, gold!" you say greedily, and begin running toward the light.
You enter the light and trip, falling flat on your chest. Groaning, you roll over and find yourself staring into a fierce draconic face. A hundred thoughts flash through your mind, most of them involve you being devoured after being flash roasted.
Your initial shock fades as you realize the creature looking down at you is only eight feet tall and humanoid, wearing a crude kilt. Gathering your wits, you see that the creature is covered in black scales. By its musculature, you guess it's a male. Two wings and a tail stretch out from behind the monster.
Before you can speak, it addresses you, "Why have you come here, human?"
You stammer out, "T.. Tr... Treasure."
"Oh, is that all?" he reaches into a pocket and tosses you a trinket, "Take this."
The object flips through the air toward you...