You decide to let fate change him. He takes off his white T and blue shorts, revealing a nice chest. You watch as he gets in. But instead of becoming a mermaid he becomes a merman! He smiles at you." I'm jake.." You blush a little and smile back as you swim closer to him." I'm Nicole." You say quietly. Smiling. You two talk for a while. He had gotten a blue tail and you gently stroked his scales. He kissed you and you did the same to him. You got on top of his soft chest pressing against him. His tail felt so soft as they touched, it was like sex. But better! You gently rubbed against his soft tail pressing your large breasts on his chest, covered by your bra. He slowly begins to flip on the sand as you are under him. You suddenly remember you were a man and want to escape under him! But the water takes over your body. You try to fight it but it won't let you. It forces you to say." Yes jake yes!" He rubs hard against your tail and the water glows again. You realize where this is heading. You try to get off trying to push but again the water denies it. Seaweed wraps around your hands as you kiss holding them back. He puts his hands in your long brown hair. You feel something pressing against your tail and you realize he's growing a penis! You try to turn away but you feel it. It's changing.. It feels.. So good. You watch as a hole emerges and he enters you, shoving it hard in as you moan. Eventually it stops and you go back to normal.