Since you're stuck in a swimming pool with the ocean just out of sight, you figured all you could do now is wait. You start to realize what just happened. You just got turned into a mermaid in a span of 10 minutes. Now you're stuck in this pool with no legs and bound to be found eventually.
You're pretty sure the transformation is done now since nothing has changed in the past minute. You can still breathe above water and breath normally underwater too.
You start to explore your new female body. Your hair has extended at least a whole foot. You find gills on your neck. Your breasts have ripped through your shirt a bit since it's so wet. You take your shirt off and feel a tingly feeling as you hold your breasts for the first time. Your body has gotten slightly thinner and more curvy from before. Your hips have gotten pretty huge and so has your butt. You feel your long tail, awestruck by this inhuman experience.
You finally stumble across your new genitalia, your vagina. You were always curious about what it was like having a vagina. But then the thought hits you. You have always has a profound attraction to women. You always secretly wanted to be one. And now, your dreams have come true.
You're turned on now and you start to masturbate. This was a totally new experience. As you started to get more into it, you started to fondle your breasts. Your tail starts shaking from the feelings. You try to make this last as long as possible. Finally, you orgasm and it feels really good. You end up accidentally yelling out loud during the orgasm and quickly hide under the water, trying to hide from anybody that might come around. You don't want people to see you like this.
After a few minutes, you come back up and start to relax.Then you start to think some depressing thoughts. What are you gonna do the rest of your life? Are you gonna stay like this? Is it worth the effort to change back if you can even change back? What will happen if you get found? What about your family? Are you just gonna abandon everything in your life. "WHAT AM I GONNA DO"! You realised you just yelled out again in your female voice. At least you can still talk normally.
You look out at the ocean from a distance again. You see the sun starting to come up. You suddenly hear steps in the distance coming closer to the pool you're in. They heard you scream. What should you do before they find you?