Steven said, "An aquatic mammal... I guess a beaver."
He turned over the card and read what it said, "Wrong, for not knowing the otter, you now have your own beaver. (-100)"
Steven felt something shift in his pants and he glanced down at his crotch.
"Dude, what did it say," Tony asked.
He reached out and grabbed the card and read the last part out loud. "Your own beaver! Show us!"
Steven flushed bright red. But he couldn't help but pull down his pants realizing that his first card had gotten rid of his underwear.
Where formerly normal cock and balls had once sat, he now had a pussy.